精算专业

项目的特性

精算师解决问题,分析风险. They play essential roles in the insurance and finance industries, 在哪些领域,了解风险和机会对于提供金融安全和安心的服务至关重要.

泽维尔大学的精算学专业是俄亥俄州西南部唯一的精算学专业,是一个涵盖数学的跨学科项目, statistical, computational and business background needed to succeed in the actuarial field. At Xavier, 你将学习包括精算师处理的主题的课程,并准备精算师以概率为重点的考试, 金融数学, 还有统计学和风险模型. 你也会有很多机会与辛辛那提地区的执业精算师建立联系.

什么是精算学?
精算学是一门教授学生评估和管理企业风险的学科, financial industries and insurance companies.

It is an interdisciplinary field that integrates mathematics, statistics and 计算机科学 alongside courses in business like finance, 经济学和投资.

大概在他们大三结束的时候, 学生通常准备开始成为认证为精算师的过程. Students become certified through passing exams with one of two professional bodies, the Society of Actuaries (SOA) or the Casualty Actuarial Society (CAS), and through completing courses for Validation by Educational Experience (VEE). Both SOA and CAS offer certifications at the associate and fellowship level.

What can you do with an actuarial science degree?
学生通常在大学三年级结束时开始获得精算师认证的过程. 认证包括一系列考试,可能需要7年或更长时间才能完成,并获得VEE学分.

应届毕业生通常在完成至少一次精算考试后从事初级精算分析师的工作. These roles increase in pay as more exams are passed, with employers often paying for their actuaries to complete their exams.

Most actuaries work in financial and insurance industries. 在这些行业, 精算师扮演着许多不同的角色, 从预测企业的最佳投资,到计算提供医疗保健服务的成本,再到确定投保人的医疗保险费.

工作和特长包括:
  • 保险公司理赔员
    • Health
    • Life
  • 财产保险
    • 金融保险精算师
  • 投资策略
  • Pension & retirement
  • 企业风险
    • 精算顾问
    • 保险精算的分析师
    • 业务分析师
    • 保险的保险人
What is the average salary for someone with an actuarial science degree?
根据劳工统计局的数据, 精算师的平均工资为108美元,2019年,每年350人. 该局估计,未来十年该领域的职位空缺将增加20%.

据Payscale.com, the average salary for entry-level actuaries is $60,821. Salaries typically increase as individuals pass more of the exams for certification.
有没有高中课程可以帮助你准备精算科学学位?
Yes. 对攻读精算学本科学位感兴趣的高中生应该尽可能多上数学课, 包括代数, geometry, 三角函数和微积分. Courses in 计算机科学 and economics can also be useful.

What classes do students take to earn an actuarial science degree?
Actuarial Science is an interdisciplinary academic field that focuses on math, statistics, 计算机科学与商业. 课程一般包括以下课程:

  • calculus
  • 经济学(宏观和微观)
  • 概率和统计
  • 财务会计
  • 计算机科学
  • 企业财务
  • 概率论
  • investments
  • 精算数学


At Xavier, students also complete core curriculum requirements, 其中包括道德, religion, 英语和第二语言. 了解更多关于Xavier 's 本科核心课程 在我们的网站上. 

这个项目的费用是多少?
找到一个完整的学费细目 本科生学费和援助 website. 

Are there any financial aid opportunities or scholarships available?
Yes. 几乎所有即将入学的泽维尔学生每年都通过助学金获得经济援助, loans, work study opportunities and scholarships or a combination of these. 大一新生平均能获得22210美元的优秀奖学金和助学金. Find out more about financial aid opportunities, scholarships and grants on our 本科生学费和援助 website.
How many exams are required to become an actuary?
To become an actuary at the associate level in the United States, individuals need to pass 7-10 exams with one of two professional bodies, the Society of Actuaries (SOA) or the Casualty Actuary Society (CAS).

SOA certifies actuaries in the fields of life insurance, 健康福利系统, retirement systems and finance and investment.

CAS covers the property and casualty field—auto, homeowners, 医疗事故, workers compensation and personal injury liability.

The first three exams for each of the two professional bodies are the same. 直到第三次考试结束后,个人才需要选择考试路径.

There are also Validation by Educational Experience (VEE) courses in economics, 会计和统计,个人需要完成成为助理一级精算师. 这些课程可以在通过前两次考试后学习,通常包括在本科课程中.

At Xavier, 精算科学专业的学生准备在大三结束时参加概率(P/1)和金融数学(FM/2)的前两次精算考试. They also take courses that are approved for VEE credit.

精算考试有多难?
The actuary exams are challenging, but not impossible. They’re a commitment that requires focus and many, many hours of studying. 参加考试的人通常会花200-600小时来学习每次考试. Pass rates for exams are generally between 40%-60%, depending on the exam.

精算师在哪里工作?
Actuaries typically work in the finance and insurance industries, although they also work for private companies, 企业和政府机构. 他们的工作通常以办公室为基础,尽管有些人可能在家工作或作为独立顾问工作.

Curriculum

下面的课程序列示例说明了精算科学专业的课程设置. 咨询官方 泽维尔大学课程目录 for detailed registration and advising information.

Fall

  • 数学170 -微积分............ 4cr.
  • 数学225 -高等数学基础............ 3cr.
  • 历史的视角............ 3cr.
  • 英语101 -英语作文............ 0cr.
  • 核心100 -第一年研讨会............ 3cr.
  • 核心101 -果阿............ 0cr.

Spring

  • 数学171 -微积分2............ 4cr.
  • Actuarial Science 101 - Intro to Actuarial Science............ 3cr.
  • 经济学200—微观经济学............ 3cr.
  • Philosophy 100 - Ethics as Introduction to Philosophy............ 3cr.
  • 神学111 -神学基础............ 3cr.
  • Core 102 - GOA............ 0cr.

Fall

  • 数学220 -微积分3............ 4cr.
  • 数学256 -概率论入门 & Statistics............ 3cr.
  • 会计200 -会计入门............ 3cr.
  • 经济学201—宏观经济学............ 3cr.
  • 第二语言1............ 3cr.

Spring

  • 数学240 -线性代数............ 3cr.
  • 计算机科学170 -计算机科学1............ 3cr.
  • 财务300 -企业财务............ 3cr.
  • 科学的角度............ 3cr.
  • 第二语言二世............ 3cr.

Fall

  • 数学311 -概率............ 4cr.
  • 金融365 -投资............ 3cr.
  • English 205 - Literature and the Moral Imagination............ 4cr.
  • 自然科学选修课............ 3cr.
  • 口头沟通选修............ 3cr.

Spring

  • 数学312 -统计推断............ 3cr.
  • 数学230 -微分方程............ 3cr.
  • 财务465 -期权和期货市场............ 3cr.
  • 创造性的观点............ 3cr.
  • 写作密集的选择性............ 3cr.

Fall

  • 哲学的角度 ............ 3cr.
  • 人文选修课............ 3cr.
  • E/RS Elective............ 3cr.
  • Elective............ 3cr.
  • Elective............ 3cr.

Spring

  • Actuarial Science 201 - Actuarial Mathematics............ 3cr.
  • DCR Elective............ 3cr.
  • 神学观点............ 3cr.
  • Elective............ 3cr.
  • Elective............ 3cr.

样本的课程

Xavier is known for providing an education that's both challenging and personal. Here are some courses that are part of the Actuarial Science major at Xavier:

精算学导论(MACS 101) - This course is an introduction to Actuarial Science. 本课程包括介绍精算师所处理的各种主题的介绍, weekly lab activities to provide in-depth work with these ideas, and presentations from actuaries regarding their work. 具体主题包括死亡率表, 利息理论, probability, 保险原则和准备金.

数据建模(数学257)- 探索性数据分析和可视化, 逻辑回归, estimation and inference of multiple regression models, 模型选择, 方差分析, 多重比较, 和实验设计.

线性代数(数学240)- 线性方程组, 高斯消去法, echelon forms, algebraic structure of solutions; vector and matrix arithmetic, invertibility; linear transformations and their matrices; vector spaces and subspaces, bases, coordinates, dimension, rank; change of basis; determinants,Cramer\2019s Rule; eigenvectors and eigenvalues; diagonalization; inner products, gram - schmidt过程.

Options & 期货市场(FINC465) 期权和期货策略,期权和期货的估值,以及套期保值理论.

Clubs

精算科学俱乐部

泽维尔精算科学俱乐部是那些寻求探索作为一名精算师职业的可能性的完美适合. 精算学专业的学生在现场听取精算师的证词, 有机会在辛辛那提当地的保险公司做实习生,甚至旅行去见同事. 他们还定期召开学习小组会议.

所有Xavier俱乐部

Outcomes

98% 泽维尔的学生, including those in the actuarial science major, are working, volunteering or in graduate school within six months of graduation.

Top Jobs: 软件工程师,精算分析师,助理顾问,化学家,开发人员,电气工程师

顶级公司: Good Samaritan Hospital, The Christ Hospital, AT&T, 84.51, TBM Consulting, ScribeAmerica, GE Aviation

探索泽维尔校友成果

All for one

泽维尔大学因其优秀的学术声誉在该地区的顶尖竞争者中排名第一. Students get the most out of their education, from rigorous classroom studies to experiential learning in the real world.

Real Experience for 精算专业s

在Xavier的年度招聘会上,攻读精算学学位的学生正在接近一家公司

Cincinnati is home to multiple 500 companies. 精算学本科专业的学生在地方和国家机构的公共和私营行业实习.


探索辛辛那提

精算学专业毕业生的职业选择

Actuarial science major having a discussion with a professor

At Xavier, actuarial science majors have a high career placement rate. They go on to work at top companies like the Great American Insurance Company, 自由互助保险, 以及俄亥俄国家金融服务公司.


校友的结果

Relevant Coursework for 精算专业s

Actuarial Science majors sitting at their desks in a classroom

学生完成提供精算领域“教育经验验证”(VEE)学分的课程, 以及为概率(P)和金融(FM)精算学考试做准备。.


精算专业 at 泽维尔大学

泽维尔大学精算学项目有着悠久而自豪的历史,是西南俄亥俄州唯一的精算学项目. 这一学科在保险和金融行业尤其重要,因为在这些行业,了解风险对于提供服务至关重要,这些服务可以在日常生活中不确定的情况下提供财务安全和内心的平静. 这个项目位于泽维尔文理学院的数学系.

泽维尔大学 文理学院 challenges students to develop an integrated understanding of humanity, the world, and God by pursuing the questions raised in Xavier's core and departmental curricula. 文理学院是泽维尔大学历史最悠久、规模最大的学院. 该学院提供优秀的人文教育,符合耶稣会的传统,为学生的职业生涯做好准备, 专业或研究生院, 以及在全球社会中的生活.

泽维尔大学 is a private university located in Cincinnati, Ohio, providing a liberal arts education in the Jesuit Catholic tradition. 剑桥大学成立于1831年,是美国历史第六悠久的天主教大学. It has been ranked among the top 10 master's-level universities in the Midwest by U.S. News & 过去二十年的世界报告. The Princeton Review names it one of the "Best 385 Colleges in America."